bunq

38.7K reviews
Content rating
Everyone
5M+
Downloads
Content rating
Everyone
Users Interact, In-App Purchases
Learn more
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About this app

Earn up to 3.01% interest on your savings, paid weekly. Open a Savings Account and start growing your money with bunq today.

Say hello to bunq – the mobile bank that's there for you at every chapter of your life! Whether exploring new countries, building your dream business, or managing family life, bunq helps you grow your wealth, spend, and budget effortlessly. Open your account in just 5 minutes and start your 30-day free trial today.

Our Plans

bunq Free - €0/month
Get started with essential banking.

• 3 Bank Accounts to get you started
• 1 Digital Card with Google Pay support
• Scheduled Payments and AutoAccept for requests
• Earn 3.01% interest on USD/GBP savings
• Invest in stocks with ease
• Buy and sell cryptocurrencies in the EEA
• Save up to 90% on roaming costs with an eSIM from bunq

Business features:
• Accept contactless payments with Tap to Pay
• Integration with 50+ bookkeeping tools

bunq Core - €3.99/month
A bank account for everyday use.

All bunq Free benefits, plus:
• 5 Bank Accounts for your everyday needs
• 1 physical card included
• Personalize your physical card to make it uniquely yours
• Shared account access
• Add loyalty cards for quick access
• Unlimited ZeroFX
• 24/7 SOS Hotline for emergencies

Business features:
• Co-founder access
• Shared account access
• Bookkeeping integrations

bunq Pro - €9.99/month
The bank account that makes budgeting easy.

All bunq Core benefits, plus:
• 25 Bank Accounts for effortless budgeting
• 3 physical cards and 25 Digital Cards included
• Personalized budgeting insights and income organiser
• 5 fee-free foreign currency payments/month
• Secondary PIN for multiple accounts on one card
• 20% Discount on stock trading fees
• Student offer: pay €0/month

Business features:
• Add up to 3 employees
• Company Cards (debit or credit) and Tap to Pay access
• AutoVAT

bunq Elite - €18.99/month
The account for your international lifestyle.

All bunq Pro benefits, plus:
• Worldwide Travel Insurance
• 10 fee-free foreign currency payments/month
• 8GB worldwide data
• 50% discount on stock trading fees

Business features:
• Add up to 10 employees
• 500 fee-free transactions/year

Your security = Our priority
Boost your bank security with two-factor authentication and 100% control of cards.

Your deposits = Fully protected
Your money is insured up to €100,000 by the DGS..

Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk.

bunq is authorized by the DNB. Our US office resides at 401 Park Ave S. New York, NY 10016, USA.
Mobile banking made easy: budget, spend, save and invest—all from just one app
Updated on
Aug 19, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Personal info and 6 others
  • This app may collect these data types
    Location, Personal info and 8 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

38K reviews
Henry Kulikov
August 17, 2026
Predatory app with false advertisement as their choice of "attack". Had the physical card ordered. Once it arrived, tried to add it. Couldnt do it with the free version. Kept asking to upgrade to "bunq core" for 3.99. Read the terms, fair enough, free version doesnt include a physical card, only one digital. Tried adding digital card, same deal, uograde to bunq core, no way around it. If I cant even try it at my own pace for free, not gonna even consider paying.
1 person found this review helpful
Did you find this helpful?
bunq
August 20, 2026
Hey, Henry! Thanks for your feedback. The Free plan includes 1 digital card, usable instantly with Apple or Google Pay. Physical cards and additional digital cards require bunq Core. If you have additional cards, reach out at support@bunq.com šŸ“© and we'll help you switch to bunq Free.
Jessica Miller
August 17, 2026
DON'T OPEN THE ACCOUNT Everything works fine until the app decides to remove biometrics. So you need to enter a security code you haven't used in years. You follow all the steps to access your account only for their AI bot to not recognize your IDs. I've been locked out for 5 days. Customer service is also AI. Got 2k stuck in this account no way to get them out.
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Igor Tipaev
July 25, 2026
Simply a horrible app and bank. they blocked my account without any explanation and blocked the option to withdraw money. In the app it says that I could withdraw money from 8 june 2026 (its already 25 July 2026, still shows the same). Thats pretty much stealing my funds. Good thing I did not have a lot deposited there. absolutely do not recommend anyone to engage with this bank unless you want to put your funds at risk.
7 people found this review helpful
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bunq
July 25, 2026
Hey Igor! Thanks for your feedback. Our banking system is monitored based on our Terms and Conditions, and we take action if something goes against them. A block always has a fair reason and never happens without cause, it's there to protect your account and our banking system. Please reach out at support@bunq.com and we'll look into your case.

What’s new

What's new:

- Review all payment details — account, merchant, and amount — directly on the card payment confirmation screen before approving.
- Know exactly which device is requesting access before approving a web login via QR code.